I cannot remember the last time I got an annoying but legimate telemarketing call.
In order to help you all out and get to the meat and potatoes of this fast, let me start with the key take-away from this post:
Do not do any business with any "company" that calls you over the phone anymore.
There have been multiple "companies" (see how I'm using quotes) that keep repeatedly calling us with an automated war dialer which has a short delay to make sure a human answers. The Caller ID is either completely blocked (no data sent at all), a fictious number and state name, or a very general, pretend "company" name with a number that when called back has an automated system for removing you from the calling list which does NOTHING but hang up on you.
The only way to talk to a real person is when they call you. And when they do call you, they may claim to be Card Services for your credit card to lower your interest rates. If you ask to be put on a Do Not Call list, they will tell you that they are allowed to call you because they are your credit card company. They are lying. And even if they were, the federal law states that even if you have done busines with an entity, they still must put you on their own Do Not Call List if you specifically ask to be. I tried using this approach, and they get angry and insist they have no Do Not Call List. I suppose it is no surprise that they are breaking that law when they've already let go of sanity and are breaking every other law....war dialers...obscured caller ID...calling me when I'm on the federal DNC in the first place...the list goes on.
So what happens if you believe that they are the companies they say they are? Well, the most common is Card Services. They are not your card service. It is a complete scam. The representatives are probably paid minimum wage to be a part of a scam organization and given training in how to "describe" aka lie about what they are going to do "for you" more like "to you".
I also have gotten a scam offering to install home security using the name of a real home security company. I looked up the real company online, called them, and this nice represetnative explained to me that it is a known scam and they have a notice about it on their website.
Telemarketers are now complete telescammers. They are almost as bad as the Ukraine/Russia originating My Canadian Pharmacy e-mails you get. DO NOT DO BUSINESS WITH ANYONE OVER THE PHONE THAT CALLS YOU!
Very scary world out there.
ALERT: Telemarketers are EXTINCT, evolved into teleSCAMMERS!
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