should I shell out for more protection or am I protected enough?

Hello ttomm46.
 
Please compare the diffrences Here or look below, I like WSAComplete but I have 5 devices. Webroot Internet Security Plus is for  up to 3 devices. If you have one computer then your AntiVirus for gamers will protect you. Webroot Security Plus comes with Password Manager.
 

AntiVirus

1 device

• Real-time anti-phishing protects your identity while browsing, shopping, and banking
• Warns you about infected websites before you visit them
• Social network protection including Facebook and Twitter
• Advanced threat protection for PC & Mac
• Lightning fast scans without interruptions
• Learn More »

http://www.webroot.com/shared/images/freeTrials-internet-security-plus.png

Internet Security
Plus

 

• Real-time anti-phishing protects your identity while browsing, shopping, and banking
• Warns you about infected websites before you visit them
• Social network protection including Facebook and Twitter
• Advanced threat protection for PC & Mac
• Lightning fast scans without interruptions
• Secures your smartphones and tablets
• Protects account logins and passwords
• Learn More »

http://www.webroot.com/shared/images/freeTrials-complete.png

Internet Security
Complete

• Real-time anti-phishing protects your identity while browsing, shopping, and banking
• Warns you about infected websites before you visit them
• Social network protection including Facebook and Twitter
• Advanced threat protection for PC & Mac
• Lightning fast scans without interruptions
• Secures your smartphones and tablets
• Protects account logins and passwords
• Eliminates traces of online activity
• 25GB of secure online storage, accessible from all your devices
• Learn More

Hope this helps and if not please get back to us.
 

Your good to go as all versions have Identity Shield and is second to none and WSA is all I use. See the latest tests results from MRG: https://community.webroot.com/t5/Announcements-and-Release-Notes/WSA-certified-in-MRG-Effitas-360-Assessment-amp-Certification/m-p/185041#M4198
 
Thanks,
 
Daniel ;)